Creditor Harassment in Scottsdale
Put an End to Constant & Threatening Phone Calls
When you fall behind on payments, it isn’t long before the collection calls start. As the calls become more frequent and intrusive, they can disrupt your life and cause undue stress. At Reque Law Firm, PLLC, our experienced bankruptcy attorney helps stop creditor harassment in Scottsdale. If you are unable to negotiate with your creditors or considering bankruptcy, we can evaluate your situation in a free consultation.
Call (602) 428-9565 to discuss your situation with our Scottsdale creditor harassment attorney in a free consultation.
Abusive Collection Practices
Creditors are allowed to contact you in an attempt to collect on the debt, but there are limits to the methods they may use. There are laws that protect consumers from creditor harassment and abusive practices. If you have been targeted with harassment, abuse, or illegitimate collection practices, the creditor may be in violation of state or federal law.
Examples of creditor harassment include:
- Constant telephone calls
- Auto dialing calls
- Repeatedly calling without leaving messages
- Threatening to call the police, if you do not pay
- Overcharging for late fees
- Refusing to validate the debt
- Contacting your family, friends, or employer
If you decide that filing for bankruptcy is the best option for resolving your debt problems, creditor harassment will end immediately. Once you have filed for bankruptcy, your creditors are notified and must stop contacting you about the debt.
Contact a Bankruptcy Attorney
Our Scottsdale creditor harassment lawyer can stop creditor harassment and help you find the right solution for your financial trouble. We can explain the options under Chapter 7 and Chapter 13 bankruptcy and help you evaluate your financial situation and determine the best path to meeting your goals.
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