Scottsdale Chapter 7 Bankruptcy Attorney

Getting a Fresh Start

Chapter 7 bankruptcy provides an opportunity to eliminate your debts and get a fresh start, so you can move forward unencumbered by debt. At Reque Law Firm, PLLC, our Chapter 7 bankruptcy lawyer in Scottsdale helps clients find the best solution to their debt problems. We can evaluate your situation and help you determine if Chapter 7 bankruptcy is the best option in your situation.

Take the first step toward financial freedom and call (602) 428-9565 to schedule a consultation.

Eliminating Debt with Chapter 7

A means test is used to determine if you qualify for Chapter 7 bankruptcy. Most people who file for Chapter 7 have a significant amount of credit card debt and other unsecured debt, but not too many assets. The Chapter 7 bankruptcy process enables you to eliminate credit card bills, unsecured loans, medical bills, and other unsecured debt in a matter of months. It is important to note that all debts cannot be discharged in bankruptcy.

Debts that cannot be discharged include:

  • Student loans
  • Child support
  • Alimony
  • Fraudulent debt

Bankruptcy law can be complex and determining what debts can be discharged and what assets you may be able to keep requires a consultation with a knowledgeable attorney. Our Chapter 7 bankruptcy attorney in Scottsdale can evaluate your situation and explain the law, as it applies to your case. We offer a free initial consultation, so you can get the personalized advice you deserve.

Reaffirming Certain Debts

Secured debt for certain assets, such as your home or car, cannot be discharged through Chapter 7 bankruptcy. If you don’t pay your car payment or mortgage, the lender will take the asset. However, if you want to keep your home or your car, you can reaffirm the debt. In order to do this, you must bring the account current and continue making payments according to the original agreement.

Get in touch with us today at (602) 428-9565 to schedule a free consultation with our bankruptcy attorney.

Reque Law Firm

Let Us Take Your Burden and Free You
  • Payment Plans Available
  • Available Saturday by Appointment
  • Fluent in Spanish and Portuguese
  • Free Initial Consultations

Helping Clients

Open Up Their Future to Freedom
  • “From the moment we met with her, she put peace in our minds.”

    - Susan M.

  • “Could not have asked for any better representation!”

    - Natalie H.

  • “She took so much stress out of our lives”

    - Martin V.

  • “She never gave up and got the matter resolved”

    - A.H.

  • “Professional and very Ethical.”

    - Paul M.

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Get Started

Call us at (602) 428-9565 or fill out our online contact form today!

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